Banana Pudding Squares

Ingredients:
20 Nilla Wafers, finely crushed
3 TBSP margarine, melted
1 pkg (80z ) cream cheese, softened
1/2 cup powdered sugar
1 tub Cool Whip topping
3 med. ripe bananas
3 cups milk
2 pkg (4 serving size) jell-o vanilla instant pudding
1/2 square bakers semi-sweet baking chocolate, grated

1. Mix: wafers and margarine. Press firmly onto bottom od 13x9 inch pan.
2. Mix: cream cheese and powdered sugar with wooden spoon until well blended. Gently stir in 1 1/2 cups of the whipped topping. Spoon mixture evenly over crust, spreading carefully. Cut bananas in half crosswise; cut each piece lengthwise in half. Arrange banana pieces over the cream cheese layer.
3. Pour milk into large bowl. Add dry pudding mixes. Beat with a wire whisk 2 min. Spoon over bananas. Spread with remaining whipped topping. Sprinkle evenly with chocolate. Refrigerate at least 3 hours before serving.